Credit

Is there a way to have your credit score respect 0% APR?
What credit score do you need for 0 APR?Does 0 APR affect credit score?Can I get 0% APR on a credit card I already have?What happens if you have 0% A...
Why have I started receiving pre-approved credit card offers for strangers?
Why am I all of a suddenly getting credit card offers?Why do I keep getting pre-approved credit card offers in the mail?What does it mean if an indiv...
I didn't use my credit card for one month and my credit score dropped 22 points. Will it be fixed in the next snapshot?
Why would my credit score drop 20 points in a month?Will my credit score go down if I don't use it for a month?Why did my credit score drop when I di...
If you pay off a variable APR daily accruing credit card before the end of the month, is there interest?
Does APR matter if you pay it off early?Does credit card interest accrue daily?Do you get charged interest on a credit card if you pay on time?When s...
Extension of Credit meaning
Extension of Credit means the making of a Borrowing, the issuance of a Letter of Credit or the amendment of any Letter of Credit having the effect of ...
What do the various types of APR mean on my credit card?
A credit card's interest rate is the price you pay for borrowing money. For credit cards, the interest rates are typically stated as a yearly rate. Th...
Must the Credit Card Issuer refund Card Holder, for deposits paid to a Merchant that later bankrupt?
Will my credit card company refund me?What details are needed for a credit card refund?How do I get a refund from the bank?How does a refund on a cre...
What is happening every time I pay my credit card? Am I 'settling' with my bank, the credit card company, or another entity?
How is credit card settlement done?Can credit card debt be settled?Can I pay a credit card with another credit card?Does settling credit card debt hu...
How much credit can one get with a low-paying job?
How much do you need to earn to qualify for credit?Is credit score affected by salary?Can you get a credit increase with no job?Can you get a credit ...