Roth

Traditional 401k to Roth IRA - do employer matches count as Roth IRA contributions or earnings?
Does employer match count towards Roth?Does employer match go to Roth or traditional 401k?Does converting 401k to Roth IRA count as income?Are Roth 4...
Traditional 401k to Roth IRA - do employer contributions count as Roth IRA contributions or earnings?
Are employer 401k contributions Roth or traditional?Does converting 401k to Roth IRA count as income?Do Roth 401k contributions count towards Roth IR...
(Over) Contribution between two employers for the Roth 401k case to maximize matching
How can you maximize an employer's 401k match?What happens if you contribute more than Max to Roth 401k?Does Roth 401k limit include employer match?D...
What happens when I exceed IRA contribution limit due to rewards?
Once the final tax filing date including extensions has passed, you'll owe a 6% tax on your excess contributions and earnings for every year the money...
How can I undo traditional IRA contribution and contribute to Roth IRA instead?
You can withdraw the money, recharacterize the Roth IRA as a traditional IRA, or apply your excess contribution to next year's Roth. You will face a 6...
Is there a downside to doing multiple Roth IRA conversions?
The most obvious downsides are the hit the conversion makes on your current tax bill—your IRA withdrawal amount counts as taxable income—and that any ...
Can I roll over my Roth IRA into 401(k), and should I?
First, know that you can't roll a Roth IRA into a 401(k) — not even into a Roth 401(k). We're specifically talking about pretax money in a traditional...
Contribute to Roth IRA for year 2021 without ITIN or SSN. (ITIN applied)
Can non US citizens use Roth IRA?Do I qualify for a Roth IRA 2021?Who can contribute to an IRA in 2021?What is a backdoor Roth IRA?Can you open a Rot...
Is there any reason I should not be able to recharacterize Excess Roth IRA contributions to avoid the 6% tax hit?
Can you recharacterize an excess Roth contribution?What happens if you accidentally contribute too much to Roth IRA?How do I get rid of excess Roth c...